Our company can help you compare both the cost and the benefits of the plans you might consider:

 

1. How much of my doctor and hospital bills will this health insurance plan pay for?

2. How much will I have to pay each month in premiums for this plan?

3. How much will I have to pay as a deductible before the plan begins to pay?

4. How much will I have to pay for office visits to the doctor?

5. Does this plan pay for preventive health care (such as screenings for cancer) or vaccines (such as a flu shot) to prevent illness or disease?

6. Does the plan have rules for people who already have serious, chronic medical problems? Will these rules keep me from getting the care I need? If so, in what way?

7. What services are covered by this health insurance? For instance, does the plan cover routine surgery, hospital stays, doctor visits, nursing home stays, home health care, and medical equipment and supplies?

8. Will the plan pay for care at a hospital emergency room or urgent care center? 

9. Does the plan include vision care?

10. Does the plan include dental coverage?

11. Does the plan cover prescription drugs?

12. Does the plan pay for catastrophic medical costs? 

13. Is there an out-of-pocket limit to how much my annual costs could be?

14. Is there a yearly or lifetime limit to how much the plan will pay for my medical costs?

15. Are there providers and specialists where I live who will accept this plan?